Life Insurance & Critical Illness

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  • Funeral Plans also available, all from UKs leading insurers

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Need to Know More

 

Ask someone who has life insurance why they do, and they will probably tell you it is to protect their family in the event of their death. This type of insurance, called family protection, is important, but another important component for any homeowner is mortgage protection insurance.

In today'€™s world, it is almost as likely that the primary wage earner in a family is going to be the woman as it will be the man.

Figuring out how much cover you need is straight forward provided you have all the facts. It is simply a question of knowing what income your dependents will need, what cover you currently have , and then doing the calculation to decide how much additional cover you require and can afford.

Every life insurance policy comes with a premium. The amount will often seem mysterious, but if you look at the way premiums are calculated, you will understand exactly what you are paying for.

Life insurance is difficult for many people to talk about for several reasons. Firstly, it usually assumes a very unpleasant state of affairs – that you have passed away, which is something no one wants to think about.

Life insurance is a complex and daunting prospect for many people. With many types and kinds, some wonder if they even need it.

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