Stakeholder pensions are a form personal pension, designed to attract those people that would not normally contribute to a pension, through low costs and simplicity They must meet minimum standards set by the government, including:

  • Limited charges
  • Low minimum contributions
  • Flexible contributions
  • Penalty-free transfers to other pensions
  • A default investment fund

With a stakeholder pension your investments are managed for you.

The pension income from a stakeholder Pension is subject to the same constraints and taxation as any other Personal Pension 

If you are considering starting a Stakeholder Pension, we strongly advise that you seek professional advice from a fully qualified and regulated Independent Financial Advisor. Pension decisions are usually a major financial decision that requires the appropriate level of advice to make the right choice. In contrast, mistakes can be costly. To arrange for a no obligations, initial free telephone consultation click here.